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Investment Advisory Representative and Registered Representative of  LPL Financial Corporation, member FINRA/SIPC.

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1. Representatives of the broker-dealer "BD" or investment advisor "IA" may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to business by, the state; or (b) are excluded or exempted from the state's licensure requirements.

2. Representatives of the BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) affecting, or attempting to affect transactions in securities; or (b) rendering personalized investment advice for compensation.